Ageing is an emotionally charged topic. Children who are gradually getting older themselves and now see their parents from a completely different perspective. A gradual change, it’s no longer "mommy" who can always be consulted for advice on questions about life. During visits, I notice that "daddy" is struggling with gardening or that walking is more difficult. It is no longer "my parents" who explain to me how the world works, but "I", the daughter, who now organizes this fast-moving digital world for her. This gradual process of change stabs many children in the heart and yet no one can stop it. The only thing that remains is to prepare as well as possible for certain situations and to consider the emotional, organizational and legal issues together.
In this article, we would like to lay some important foundations for good retirement planning.
Provide emotional support
As parents grow older, they may face various emotional challenges, such as fear of illness, loss of independence or sadness about life changes. And even as a "child", this process of change can be quite scary. Talking openly about these worries can be a relief for both sides. In this way, feelings and needs have space and can be addressed. If a topic goes deeper, there are various contact points in the respective cantons that support families in this process.
Organize practical support
Everyday life can change in old age and certain things become more difficult, such as shopping, housework or personal hygiene. It is usually difficult for those affected to talk about this or to ask for the necessary support. Talk about the changes you have observed in your parents, but make sure you speak from a first-person perspective and do not focus on the deficits. Gather suitable offers of support and present them to your parents.
(There are numerous support services for different areas of life, e.g. meal service, exercise groups, Spitex, delivery service, etc.).
Consider financial aspects
A topic that is often postponed is financial provision for old age, financial plans and powers of attorney. Growing older brings with it questions about finances and security. It is important to clarify possible uncertainties and take measures at an early stage. In some cases, it may make sense to seek financial and pension advice in order to clarify the necessary course of action.
Physical and mental health
When you get up, you feel a pinch here and there, your appetite decreases and the crossword puzzle no longer solves itself as quickly as it used to. The body and mind are not immune to the ageing process. However, there are various ways to reduce discomfort and stay fit. Regular check-ups and preventive health measures are particularly important for older people in order to recognize changes at an early stage and plan possible interventions. Support your parents in finding out about possible health services in their area.
Promote social activities
In Switzerland, around 160,000 people over the age of 62 suffer from social & emotional loneliness (Pro Senectute, 2022). Isolation can be a serious problem for older people. Encourage your parents to take part in social activities, whether it's by joining senior groups, leisure activities or simply regular visits from friends and family. Social contact is important for mental and psychological health.
Take legal precautions
As we get older, legal issues such as wills, health care proxies and living wills become increasingly important. It is important to deal with these complex issues at an early stage, as it is not just a matter of filling out documents quickly, but a careful decision-making process. Legal advice can provide valuable support.
Conclusion
Getting older is no walk in the park, with difficult issues such as responsibility, role changes and finances all coming together. It is a challenging time for a family, which can be organizationally and mentally draining. We, the children, can do a lot for our parents during this phase of life to make it as pleasant and dignified as possible. And always remember that the support and understanding we offer our parents not only benefits them, but also ourselves - it strengthens the family bond and brings us a little closer together.
